Free Payroll Calculator
Estimate employee net pay, tax withholdings, and total employer cost in seconds. Enter salary details and get an instant breakdown of federal, state, and FICA taxes.
Enter 0 for no-income-tax states
401(k), health insurance, HSA, etc.
How to Use This Tool
- 1
Enter the employee's annual gross salary.
- 2
Select filing status (Single or Married Filing Jointly) and pay frequency.
- 3
Enter your state income tax rate (or 0 for states with no income tax).
- 4
Optionally enter pre-tax deductions (401k, health insurance, etc.).
- 5
Click "Calculate" to see the full payroll breakdown.
Why Small Businesses Need a Payroll Calculator
Payroll is often the single largest expense for professional services firms. Understanding the true cost of an employee — beyond just salary — is critical for hiring decisions, project pricing, and cash flow planning. This calculator gives you a clear picture of net pay, tax obligations, and total employer cost so you can make informed financial decisions.
Frequently Asked Questions
Common questions about this tool.
Related Resources
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